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SBI SimplyCLICK Credit Card

SBI SimplyCLICK Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Amazon Gift Card Worth Rs. 500

Best suited for

Shopping

Product Details

  • Gift vouchers worth Rs. 500 from Amazon as a welcome benefit.

  • E-vouchers from ClearTrip worth Rs 2,000 on net annual spends of Rs 1,00,000 and Rs 2,00,000 each.

  • 10X Reward Points on online spendings at partner merchants, including popular websites like Amazon, BookMyShow, Apollo24x7, etc.

  • 5X Reward Points on all other online spends using your SBI SimplyClick Credit Card.

  • 1 Reward Point per Rs. 100 on all offline spends except fuel.

  • Annual fee waiver of Rs. 499 on the annual spending of Rs 1,00,000.

  • 1% fuel surcharge waived for all purchases of fuel between Rs. 500 and Rs. 3,000.

Rewards & Benefits

  • Movie & Dining

  • N/A

  • Rewards Rate

  • Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases.

  • Reward Redemption

  • Reward Points can be redeemed for gift vouchers on sbicard.com or via the SBI mobile app, as well as for paying the card’s outstanding balance, 1 RP = Rs. 0.25

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • The cardholders get a zero liability protection against a lost/stolen card if the loss is informed to the bank officials timely.

Fees & Charges

  • Spend Based Waiver

  • Renewal fee waiver on annual spend of Rs. 1 lakh

  • Rewards Redemption Fee

  • Rs. 99 (plus taxes) on each redemption request

  • Rewards Redemption Fee

  • Rs. 99 (plus taxes) on each redemption request

  • Foreign Currency Markup

  • 3.5% of the total transaction amount

  • Interest Rates

  • 3.5% per month or 42% annualized

  • Fuel Surcharge

  • 1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month)

  • Cash Advance Charges

  • 2.5% of the withdrawal amount or a minimum fee of Rs. 500

  • Add-on Card Fee

  • Nil

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