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IDFC Bank

IDFC Bank Credit cards

IDFC First Bank offers a variety of credit cards, including many that are lifetime free. Founded in 2014 with approval from the Reserve Bank of India, IDFC Bank began its banking operations in 2015. Based in Mumbai, the bank has over 800 branches and 900 ATMs across the country. IDFC First Bank provides many services to its customers, including credit cards. According to RBI reports, the bank had over 24 lakh active credit cards as of February 2024. It has become a popular credit card issuer in India, known for offering special cards with low fees.

IDFC FIRST Wealth Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

Best suited for

Shopping

IDFC FIRST Classic Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.

Best suited for

Travel | Shopping

IDFC FIRST Select Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Vouchers worth Rs. 500 on spends of Rs. 15,000 within 90 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.

Best suited for

Travel | Shopping

IDFC FIRST Millennia Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation

Best suited for

Shopping

IDFC HPCL FIRST Power Credit Card

  • Joining Fee :

    Rs. 199 + GST

  • Renewal Fee :

    Rs. 199 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Fuel

IDFC Bank FIRST SWYP Credit Card

  • Joining Fee :

    499 + GST

  • Renewal Fee :

    499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

1,000 RPs on First EMI Transaction, 1 Year Lenskart Gold Membership & 1-Year Times Prime Membership

Best suited for

Movies | Travel | Shopping

Club Vistara IDFC First Credit Card

  • Joining Fee :

    Rs. 4,999 + GST

  • Renewal Fee :

    Rs. 4,999 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara

Best suited for

Travel

IDFC HPCL First Power Plus Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Up to Rs. 500 cash back on your 1st HPCL fuel transaction above Rs. 500 and up to 5% cashback (up to Rs. 1,000 capped) on the transaction value of the first EMI.

Best suited for

Fuel

IDFC FIRST WoW Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Enjoy 5% Cashback up to Rs. 1,000 on the first EMI transaction done within 90 days of card activation.

Best suited for

Dining | Shopping

IDFC First Private Credit Card

  • Joining Fee :

    Rs. 50,000 + GST

  • Renewal Fee :

    Rs. 50,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

200,000 Reward Points worth Rs. 50,000 and a complimentary Taj Epicure membership.

Best suited for

Movies | Travel | Shopping

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